LUMINYSTESTATES

Portugal Real Estate 2025 Investment Dashboard

ⓘ The information provided is for educational purposes only and does not constitute investment advice.

Houses Sold 2025
0

Live Data

Total Volume 2025
0

Live Data

Rental Income 2025
0

Live Data

Interest Paid 2025
0

Live Data

Median Price per m²
€1,721

+12% from last year

Average Rental Yield
4.96%

-0.69% from last year

Mortgage Rate
3.39%

-0.93% from last year

Housing Transactions
140,730

+3.1% from last year

GDP Growth (2023)
2.3%

Slowed from 6.8% in 2022

Unemployment Rate
6.1%

Q3 2024

Inflation Rate
2.5%

October 2024

Public Debt
99.1%

of GDP (2023)

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Regional Price Distribution (€/m²)

This chart shows the significant price variations across different regions in Portugal. Lisboa and Algarve stand out as the most expensive areas, likely due to their popularity among tourists and expats. The Center region offers more affordable options, which could be attractive for investors looking for lower entry prices and potential for appreciation.

Price Trend (2020-2025)

The price trend shows a steady increase in property values from 2020 to 2025. This consistent growth suggests a strong and resilient real estate market in Portugal. However, the steepening curve in recent years might indicate a potential slowdown in the rate of appreciation in the near future. Investors should consider this trend when planning their investment strategy and expected returns.

Regional Market Overview
RegionPrice (€/m²)Annual ChangeTransactions
Lisbon€2,523+11.2%+2.6%
Algarve€2,321+10.1%-14.7%
North€1,472+13.2%+7.0%
Center€1,125+8.8%+7.9%

This table provides a detailed look at the real estate market across different regions in Portugal. Lisbon and Algarve show the highest prices per square meter, reflecting their popularity and demand. The North and Center regions offer more affordable options but still show strong growth. Note the significant decrease in transactions in Algarve, which could indicate a cooling market or increased competition. Investors should consider these regional differences when making investment decisions.

Investment Calculator

Total taxes: €6,389.69

Annual expenses: €1,800

Business loans are usually limited to a maximum of 20 years.

Monthly Mortgage Payment:
791.59
Total Taxes Paid:
6,389.69
Capitalization Rate:
4.80%
Expected ROI:
0.22%
Risk-Adjusted ROI:
0.07%
DSCR:
1.01
Rent Payback Period:
24.9 years